A New Year, A New Financial Blueprint
What if the new year wasn’t about resolutions—but about real financial positioning?
As we step into a new year, this episode challenges the idea that retirement is tied to age and introduces a smarter way to think about income, protection, and legacy. Financial strategist Shateka Husser joins the show to break down how early planning, disciplined structure, and education can help families build tax-efficient income and long-term security—starting now, not decades from now.
This is a timely New Year conversation about resetting your mindset, reclaiming control of your finances, and committing to legacy building in the year ahead. If you’ve been relying solely on your 401k or Social Security, this conversation is a wake-up call to the “unconventional wisdom” used by the wealthy to build legacies that last.
Key Takeaways
- [04:21] The Social Security Myth: Why relying on government systems is a risk and how to close the “60% income gap” that most W-2 employees face at retirement.
- [09:47] The Tax Code Trap: Understanding why traditional accounts (401k, 403b, IRA) are written for the employer, not the employee, and how to pivot to IRS Code 7702.
- [10:48] Be Your Own Bank: A deep dive into the Infinite Banking Concept and how permanent cash value policies allow you to “eat the cookies and still have them grow.”
- [15:15] Living Benefits vs. Death Benefits: Why you need a policy you can use while you’re alive to pay off debt and fund investments like real estate or business ventures.
- [20:31] The “HIT” List: The three major termites that destroy retirement: Healthcare, Inflation, and Taxes—and how to protect your portfolio against them.
- [28:16] Retirement is an Income, Not an Age: Why Shateka advises against quitting your job too early and how to use your 9-to-5 as a “sponsor” for your ultimate freedom.
Legacy Moment Takeaways
- Legacy starts with structure, not age. Waiting until retirement age delays the opportunity to build income, protection, and options for the next generation.
Connect with Shateka:
- Website: Shateka.com
- Email: info@shatekahusser.com
- Instagram: https://www.instagram.com/shatekahusserofficial/?hl=en
Connect with Corwyn:
- Contact Number: 843-619-3005
- Linkedin: https://www.linkedin.com/in/cmelette/
Shoutout to our Sponsor: Mellifund Capital, LLC
Need funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that’s MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.
Support this podcast: https://podcasters.spotify.com/pod/show/corwyn-j-melette/support
CORWYN:
Retirement shouldn’t wait till old age. We ain’t gotta wait till we old When you structure the financials and the financing and the money and all that stuff Early using smart tools protection education. You take control of the legacy And you give your family a chance to thrive well beyond your years
Good morning, good morning guys and welcome to another fabulous episode of Exit Strategies Radio Show Hey, I’m your host Corwyn J Melette, broker and owner of Exit Realty Lowcountry Group in beautiful North Charleston, South Carolina. Hey, if this is your first time listening to this show you a sir or ma’am or in for a treat because our mission is very simple here that is to empower our community through financial literacy and real estate education The legacy building that’s what we do That’s what we encourage you to make sure that you are focused on and quote unquote your day-to-day activities and so forth and so on So look here We got to give a quick shout out as always to our listeners those who i’m tuning faithfully Got to give a shout out and I saw this go by me not too long ago But a shout out to mac and flo mckellar on their anniversary saw that go by wonderful couple great people Pastor vanderbilt evans senior always have to get that senior on that god name But that dude will jack me up if I don’t and his beautiful bride sandy evans and also my mama Y’all know out there monkeys corner, but all the way back to hollywood what you know, no good and my folks that listen tune in In mullins and mary in south carolina. Thank y’all so much Got to give a shout out to my guy eric troy up there who’s always empowering and making a difference in the community there Keep doing what you’re doing brother. We love you. So look today. Whoo. Yes Now look here. I always tell y’all to get your pen pad paper, whatever it is ready I would be remiss if I said today not to do the same Because we have someone here today who is a phenomenal human being Now we don’t always get to say that about people, but they are a phenomenal human being They’re really focused on doing the work within the community to really help and empower people financially So i’m very excited today to have none other than miss Shateka Husser. She is the founder she started this thing guys and Ceo she is the boss of hustler financial solutions. She is mission driven Determined to help people achieve tax-free Lifetime income. I love those words together I love the free after the tax though. Not before in financial security and early retirement Summarizing her slogan that she goes by which is to retire before you expire. I love that. She’s the number one International worldwide guys best-selling author Certified professional coach holds an mba with a business management background But here’s the thing. I really want you guys to take away. She is a veteran She started by serving people and has continued yet over to serve more She brings corporate discipline to personal finance and wealth building with experience in investing and insurance retirement planning and creating frameworks for people guys Framework for us to be able to get out again to retire before we aspire. So tika, how are you doing today? And welcome to the Exit Strategies
SHATEKA:
Amazing. Thank you so much for having me. I’m excited to be here. I appreciate the opportunity
CORWYN:
Now look here I don’t told them people what you do But I want you to tell them too So you tell them what it is that you and you frame it your way because I done gave mine
SHATEKA:
Okay, so I like to introduce myself as Shateka Husser, you know founder of Hustle Financial Solutions will be help you retire before you expire. So if that’s what you desire what you aspire We are the ones you hire Our goal is always to get your bank account or fire with a whole lot of lifetime tax-free retirement income that you will not outlive Listen, I understand we got a lot going on but at the end of the day we have got to get these finances, right? So born into poverty I say I might not have been born into a family of wealth But a family of wealth will come from me and that may not necessarily be for me personally But I want to have an impact and influence in my city country nationwide We’re actually in 21 states right now And so we’re just looking to help people level up in the space of positioning for retirement because most people know the traditional methods For retiring, but they don’t understand that there’s actually some non-traditional Unconventional wisdom that it could possibly follow so that they can have not only just retirement accounts but also have income and benefits and Definitely all these different types I didn’t understand what I did not know making all the money that I made in corporate Having made a couple pivots from army officer as you can see back behind me on the wall To a corporate high level leader to now entrepreneur business owner Now I realized that it’s all about how much money you can keep It’s all about making money while you sleep passive income And so I love what you do corn because you know, I was a real estate investor for quite some time I bought you know half a dozen properties But at the end of the day, I didn’t understand what I did not know as it relates to money And so my goal is to just to help empower people that make a lot of money But just like my gosh i’m paying people salary and taxes How can I get around that when it comes to income and retirement because at the end of the day? That’s eating it into my retirement account. And so that’s where I come in at and I just help educate people around that Let’s take a short break.
AD:
Do you remember your grandma’s front porch? You know that spot where stories were told kisses were stolen and sweet tea was always being sipped Now imagine giving your family a place to make those same memories But in a brand new energy efficient and home that was built just for you At Country Boy Homes. We help folks just like you find that forever feeling Whether it’s your first home your next home Or your we’re done with rent forever like seriously home We specialize in affordable, endurable, manufactured and modular homes the kind that make room for muddy boots big dreams and second helpings Come see what coming home really feels like call 843-574-8979 today Country Boy Homes built to last priced for you
CORWYN:
So look here i’m gonna have you start like we talk a lot on this show about mindset like Legitimately if you don’t get this piece here, right? Then nothing else follows correctly after that I mean it was like quote unquote marching into the water before moses said hey, let there be land You know i’m saying like serious all you’re doing is just going where you shouldn’t be going So let’s start this from i’ma say a fundamental I want you to kind of walk us through if you don’t mind you talk to a client but to perspective client Someone reaches out to you says hey Look, I need to get my stuff together because it’s all over the place and it don’t look like it’s supposed to look At least not in my eyes. What’s the first thing that you do?
SHATEKA:
First thing i’m going to do is have them to fill out what’s called a needs analysis I need to understand their financial situation what they have going on. What are their liabilities? What are their assets? What is their vision? What are they trying to accomplish? How much income do they want to have? There’s a lot of questions So i’m just deep diving into who they are and what their desires are And then we’re going to rule map around that to figure out what’s the best course of action in terms of how we’re going to Get them there.
CORWYN:
So a lot of people depend on or me phrase that well No, i’ma say depend on let’s be transparent and real a lot of people in our community. We depend on social security, right? We look at social security as being the end all be all we look at as being our retirement Tell people what they need to know because I know you’ve got a lot to say about that.
SHATEKA:
Let’s go That’s such a myth. We were just talking about that again Is this so much out there in terms of what’s going to happen with social security? No one really understands and knows for sure Economists have been saying for years that it wouldn’t be around between 2025 and 2034 2035 and so we don’t know what’s going to happen with social security But should something happen with social security you need to have a plan in place You need to have a supplemental plan in place and that’s where we come in at to help you understand What it is that you need to do backward planning So we know that the average person if they are w-2 not someone that’s a business owner an investor Someone that’s a w-2 the average person is going to have a 60 percent decrease in their income when they retire They’re going to work 40 years of their life for 40 hours a week to retire on only 40 percent of their income So a 60 percent gap. So how do we close that gap? That’s what we backward plan. Okay, and to understand Okay This is how much money we have got to put into something To try to see a certain amount of income to come out of that now. It just depends on people’s risk tolerance There’s a myriad of different sequence returns that can happen as you well know 2008 the housing crash 2020 with the pandemic things can happen. So we base it based off of historical Outcomes and in terms of how the money has been growing in different accounts and we structure it based on that But really it’s about what do I need to do? How much money am I going to need in order to supplement social security if it’s still around? And it’s looking at the last 10 years that you’ve been working And what you paid into it So if you didn’t put anything into it, of course, you don’t really have one And so that may look different for a business owner They have to totally do something different because they have nothing paid into it and so that’s the reason why we’re saying that so security’s probably not going to be here because more and more people are leaving w2 they Are pivoting and becoming business owners because they’re becoming wiser because they read the book rich dad poor dad where rock talks about the four quadrants the cash flow quadrant and how it is that 95% of people are on the wrong side of money only 5% of people Understand how money works in terms of investing and taxation and things of that nature And that is your business owner and your investor. That’s the 5% the other 95% They are paying too much in taxes because w2 is the highest tax bracket In other words, they pay the most amount of taxes. The tax code is not written for the w2 employer, right? So let’s look at that everything that starts with a four everything full 1k 403b 457 Tsp ira, they all are tax codes. You’re going to pay taxes So what if we could find figure out a way to get around like the wealthy do and learn irs code? 7702 irs code 7702 tells us I’m, just going to put it out there, please. Let’s go the elephant in the room a permanent cash value policies A permanent cash value. Listen, everybody’s not able some people don’t have the health things of that nature You might have to go a different route, but we have all types of strategies for people whether it’s real estate, whatever But at the end of the day Stocks, whatever you can figure out a way to not have to go into your account All right and take your money out and now you’re depleting it. You need to be able to borrow against it So the wealthy are borrowing against it because they realize that because they have something like a permanent cash value policy They can dig into their account put their hand in a cookie jar eat up all the cookies And it’s still be growing and counterpounding while they sleep even though they already took the cookies out Where do they do that at only in a permanent cash value policy, right? It doesn’t matter what type It just has to be a permanent cash value policy. It could be a whole life. It could be an iul We’re not gonna dig into the weeds, but it’s end of the day Where else could you have your money grow for you while you’re sleeping? So you have the money on another whole asset Like a business like a car that you put on toro like a home that you’re putting on airbnb the list goes on So your money is compounding inside your permanent cash value policy and it’s over here on an asset not a liability We don’t want to listen We don’t want to flog them just buy cars that look good It need to be a car that you put on toro and make some money with okay But at the end of the day you got another stream of income from your asset You got another stream of income coming in the future from what? Your permanent cash value policy if you have it in a 401k 4-3b 457 all these other things, right? All the traditional ones that they taught us That we thought was okay that we didn’t understand because we thought to your point was a catch-all be-all social security Those things fail us, right? I have a case study that I talk about all the time in my master class with Brother a brother b brother a ends up going back to work and his 70s like most people do I mean, that’s the reason why I go hard because I need people to understand that money’s going to run out All you have is all you have and you have no leverage If all you have is some type of traditional employer plan that starts with a four or an ira people They oh i’ll get it in the roth ira You think that’s a plan but a roth you can still lose money in you can still lose money in the market with a roth Ira, you cannot lose any money in an index type of account. So an index annuity an index universal life policy Something that’s indexed this gives you the best of both worlds You can gain when the market goes up. It will count upon and make interest for you But when the market crash you can sleep at night Rest assured you’re not going to lose a penny in the market And so at the end of the day some people they don’t want the rest, but they want the gain So an index would work for them some people like might be a little bit like me I’m, very aggressive when I put my money personally and if you’re aggressive, then you might want to be okay with that But at the end of the day, I tell people do not invest what you cannot afford to lose If you can’t afford to lose it, you should not be investing and you should not be investing anything Until you have your what emergency plan in place You don’t have an emergency plan, but you’re investing. Come on now We cannot do money that way and I know people are out here doing it. So i’m going to Look at you.
CORWYN:
You’re putting it on the carpet I love it There’s levels to this so you touched on the infinite banking concept, which I’m three with it. Love it I’ve read the book or several books, right? A number of times so let’s delve into that because that is just a strategy That works so I never thought about what you just said Which is all the things with force because Roth and traditional one you pay taxes on the money before it goes in The other you pay taxes when it come out I mean, so you’re gonna wait and tax me on the money I make Off of it and the other one I got to pay the tax on the money I would have made to put in there to start with regardless you’re still getting taxed on it period So this concept how often do you advise people to pursue this? And especially younger folks. I mean our listenership is very broad. So let’s get into that What does that look like and how can people make a difference in their financial future?
SHATEKA:
Yeah, absolutely So I often tell people I need to understand what’s your budget? That’s the first place we’re going to start and that is the reason why we start with the needs analysis Somebody’s selling you something without a needs analysis. They’re a salesperson. I’m not a salesperson I educate like I just did that’s why I can just rattle it off because i’m always having these concepts that we’re talking about At the end of the day i’m going to push for that because I realize that people need leverage Whether they understand leverage or not And so i’m always going to advocate for the infinite banking concept You don’t need too much insurance because you need to understand the dime method and that’s how much insurance you need to have and nothing More nothing less but at the end of the day when you come to me and you say well I want to do something with retirement I’m going to find out like I said before what is your goals and then we’re going to back with plan But at the end of the day, I want to make sure that you understand The products that are at hand. So if you have a whole lot of debt You don’t need say for example an iul It’s not going to work for you because you can’t access your money for 10 to 13 years Depending on what carrier you work You need something like a whole life because you need to have access to your money right now Because you want to basically use a whole life to funnel your money through the policy In other words, you’re not necessarily putting too much more than what you’ve already been putting in terms of paying into something You’re putting it into your whole life But you’re going right back and taking like 80 percent of it back out to pay off your bills So it’s kind of like getting a term policy, but do a whole life policy if that makes sense So because for example quick math say six hundred dollars, okay, that’s what you’re putting in it every month You’re going to go back and get four hundred and eighty dollars back out of it Right because that’s eighty percent of it and you’re going to put that four hundred and eighty dollars on your bill While the other amount of money is keeping the policy alive until you can do better later on in life What you’re doing is locking in your insurability at your youngest age possible and at your best health possible We don’t want you to get diabetes dementia heart attack cancer these types of things because now You may not be insurable if very high insurance or very low insurance in other words You might only be qualifying for a final expense type because that’s all you can get because you have these chronic critical internal illnesses That has now caused you to not even be eligible for an insurance. So we want you to get that beforehand So the first thing I want to do is make sure do you have that already inside of your portfolio? Because there’s steps to freedom financial we talk about financial freedom financial freedom. But what is financial freedom? What are the steps the steps making sure that you have cash flow making sure that you have an emergency fund Making sure that you pay off your debt making sure that you have protection against the market volatility protection against taxation protection of lawsuits Making sure that you have a legacy in place. There is no other financial asset out here Nothing else out here that will give you all steps to financial freedom except for a permanent cash value policy You look at stocks you look at crypto you look at real estate you look at eft all these other things They don’t give you all the steps the only one the only product It’s going to give you all steps to financial freedom You got to have as your foundation is a permanent cash value policy and that’s why i’m so passionate about it And that’s why I want to make sure that when I talk to somebody to your point your question Is this something that’s already inside your portfolio? And if it’s not let’s start there first because that is the foundation for your freedom
CORWYN:
so it’s something for our listeners and i’m definitely gonna Sometimes we think about financial freedom as the freedom to spend Freely if that makes sense and a lot of people focus on spending freely versus Building what you’re talking about what we’re talking about which is making sure that you not only have Emergency funds but also get into how can I strategize so, you know I’ve seen this concept And action at play where people take money out and go buy they got a you know car they essentially borrow from themselves So instead of borrowing from the bank and paying interest to them I take the money off go buy the car cash and make the payment back to my policy which continues to build a cash value I get to recycle the money over and over and over again. Yes, that’s a win right there and people in business in the business realm Do that to buy equipment and to grow and build their businesses. So let’s get past Well, let’s go to next step is one of the things again. I’m how to retire before you aspire. I love that There’s a story behind that. Well, let’s go. Let’s what’s the story?
SHATEKA:
So in 2018, I had a couple of my friends imagine your two closest friends right now Who are your two closest friends? You have to say it but imagine both of them passing away within four days Suddenly and unexpectedly that’s what happened to me in 2018 So that’s a real thing for me. The one friend was 50 years old The other one was 46 years old had just flown from baltimore to atlanta to visit the one for her 50th birthday Drove from atlanta to charleston to see the other one because she got diagnosed with cancer a month later They both passed away from what they said was the flu, but it probably was good that nobody knew about So that’s what happened. So when I say retire before you expire I lost my two closest friends in that season while living in baltimore because they Had the flu and so they never really lives what I like to say in terms of having that lifestyle of freedom And because they had been working one was an entrepreneur The other one was an executive that works downtown here in charleston for hr and but at the end of the day I want to make sure that people can live more of their life and not have to work all of their life because they have A plan in place. They should have options if you want to work because you love the work That’s one thing But if that’s not your calling and you’re just in a career and that’s not your calling And you’re trying to pivot until you’re calling and let’s get you into a position to where you can now have enough money So that you can do what you need to do and go ahead and pivot sooner than later these young people They want to retire at 25 and 35. They’re not trying to wait to 65. Let’s just be clear A gen z is not waiting to 65 all day. I got to get a quick plan for them. But yes, let’s talk about it.
CORWYN:
Wow, so that’s heavy But that also gives like some background as to the foundation if you will of the ministry if you will in the work that you do So getting back and coming back around the mindset a lot of this stuff Shateka is it’s high level. I’m not going to say it’s over anybody’s head It’s very attainable understandable at least in my opinion But what fears what objections what things that do you work to overcome with clients? What have you encountered in trying to get them to understand these concepts and seek to move forward?
SHATEKA:
Yeah, so most people get it by the time they watch my video the master class and everything they get it they understand the Situations and where they are currently and where they’re trying to go because I talk about the traditional accounts and how they fail people Because they just don’t have the long-term care. I think that’s something I look at the hit list and people need to understand that with their retirement the hit h i t h health care I inflation t taxes if your retirement account does not have a strong hit component to it Then you need to relook at it, right? and so 75 percent of people will not be able to use all of their money for retirement because they’ll end up having some type of challenge Medically and so they gotta have long-term care and so people overlook that but that’s like the number one termite in retirement that people overlook So it’s like paying all your money into a medical bill or to a facility because you’ve been hit with health challenges And so the main thing I want to do is when they come to me I want to back our plan that too because some of them have families with different types of medical history And unless their health is where it needs to be They need to start looking at that as well. That needs to be a part of the plan So health care inflation does your account grow and compound while you sleep and do you have if you say for example annuity Does it have a cost of living allowance for rider attached to it? That’s going to continue to grow no matter what because of the economy because we know year over year is about three percent Okay, we need to factor that in and so when I meet with people and they come to me I think the biggest thing for them is do they have the finances? A lot of people come to me and they say oh, I don’t i’m not even right. I haven’t made it right now I’m not ready and i’m 40 years old these people come and they’re not they don’t have anything sometimes And so as a matter of discipline, how do I discipline? Where can I and it’s on me to help them find the money because like you have all of this You have your money going to this and this if you restructure that you can do this So basically understanding again going back to that needs analysis That’s why I can’t just sell you something I need to see what you have going on and see how we can leverage what you already have Because at the end of day it’s really about structuring. How do we structure your policy? How do we structure how your finances are coming out? What’s going to hit what first? And then be able to give you the output that you’re looking for ideally But if you say that okay, I need to have long-term care Then that’s going to be something that needs to be a component instead of an iul You need to add that to your whole life For example, if that’s something that you need to have if you don’t already have that already I just want to put that plug in there because people a lot of times overlook that and then you know You’re aging parents Do you have it on them? So that your retirement isn’t trying to help them because you still got to work But now you got to pay into a facility to keep the care because you can’t care for them, but you got to work So these are some of the conversations that i’m having with people some of the challenges that they are having But at the end of the day We got to find the money and we got to figure out some passive income strategies for you And I actually just started helping partnering with an organization to help people with understanding how they can use AI And other types of wealth building strategies by doing a course in this community this community that I have that’s a part of I should say to just to help people that are Did I realize that i’m called to the wealthy as well as to those that are disadvantaged? I’m, not just called to just the wealthy or just a disadvantage. I can’t don’t put me in a box That’s all i’m saying because i’m multi-dimensional I can work with both of them, but I have products for those that are disadvantaged that need the extra help How do I get more passive income please? What could I do? There’s so many different ways that you can make money today If you’re not making money online What is wrong with you like for real like and so that’s where that community comes in at because it has different opportunities of passive income plays So that they can now have another stream of income that they can now put towards their retirement because they realize okay I need to do drop shipping or I need to be doing trading or whatever. I’ve done it all you listen. I’m like a johnny So I help you understand what you need to do passive income wise So now you have these other options that you can tap into now. You just gotta do the work And then also funding we started adding that on to our business as a not a new our newest service is funding Helping people that have personal or business loan challenges getting them to funding or they may not even have challenges It’s need funding and they want to do a new startup a new business because we realize that business Is how you get around paying taxes, right? That’s what the i’m just gonna put it out there It’s a legal way of getting away getting around paying taxes. Okay Because if you understand that you’re going to have a business if you make six figures I’m going to use that business for leverage. You want to make sure that you tap into what was before the pandemic 495 deductions, but after the pandemic 675 Deductions you’re going to tap into that So make sure you get your piece of the pie like everybody else and make sure that money that you’re able to keep is Going to be now be used for your retirement
CORWYN:
Makes perfect sense makes perfect sense So Shateka, I want to make sure we get your where can people reach you because
SHATEKA:
Shateka.com Simple my name is right there. It’s spelled properly Shateka.com. Everything is there for you I have my business card on there for you Listen everything even the communities a little inexpensive community that’s on that AI and wealth community the top one the top two links on there when you go into it’s like a link tree different links to be able to See what I have to offer. I work primarily with executive military and Federal employees, but I work with business owners truck driver I work with a lot of different types of people but that’s primarily who I work with
CORWYN:
So, you know, I appreciate what it is that you do. I mean I see you doing it and I appreciate That you see the serve first you speak So passionately about the things in this financial realm and about helping people to create financial security And retirement freedom that whole retire before you aspire thing that’s embedded for me right now And it’s not just about the income. It’s about protection. It’s about peace of mind It’s about those things that are intangible Which is the ability to be able to rest at night and not have this fear this worry or whatever it is that exists So if you don’t mind as it relates to how you assist and help people We talk a lot about legacy on this show again What we’re trying to do is get people educated and help them to establish So that the generation that they leave behind them is educated And in turn can do the same and so forth and so on that we’re adding to and not just consuming and taking away because we see people try to take care of their parents because they don’t want to place them and they Deplenish anything that mom or dad may or whoever may have everything is consuming versus adding to so Your strategy is what you advise. How does that play out into helping people establish and build their legacy?
SHATEKA:
Sure, so basically it’s going to be around making sure that they have that long-term care in place based on what you just said So they’re looking to have something that’s going to help them to be able to supplement their income or their aging parent That’s going to be something that they need to put in place now, right? Like already have a long-term care plan on them Some people that may look like an iul or somebody may look like that’s a supplemental plan or they might have say another Actual Long-term care plan in place so that they don’t have to dig into their wallets But also on them and their husband so that they don’t become a burden for their child Later on in life when something happens medically, so I hope i’m answering your question. No, you are okay.
CORWYN:
So yeah, okay So Shateka we have quickly gotten to the end of today’s show. I look I definitely want to make arrangements to get you back in I can’t wait For our audience to get this information and reach out to you because that’s what they should be doing But I want you to do one more thing for you the master class. What is it? How can people get connected to it?
SHATEKA:
Absolutely. So basically on that link they can number one i’m gonna add it on there again because I don’t have it all the time live So they can actually message me So they can message my team and I as staff at winning and wealth.org if they have any questions Or they want to get into the master class if they don’t see it on shateka.com But I am going to put it on it right after here. So they’re going to say master class basically they can sign up for that and that would be a great way for them to be able to to come on board because I Haven’t primarily like once a month live something like that But my goal is to make sure that they’re in that class because I always say that retirement is not an age Retirement is an income. It’s you having an income that is going to be able to sustain you Beyond your work as a w-2 or even as a business owner, right? So how have you structured income so that you can now alleviate having to work at the end of the day people jump off their jobs They say i’m stepping out on faith. I don’t I advise against that Make sure that your passive income is meeting where you are now before you just jump off on the job. I think there’s wisdom Because people are doing it wrong and they have no retirement and they have to work for the rest of their life Because they didn’t allow their job to be their sponsor for their business before their business blew up because the business doesn’t always take off That might look like one person But that might look good for you and your work habits and your knowledge level your skill sets and you know Just so much and so wait till you see that your business is at least doing half of what you’re doing In salary before you even start to think about leaving your job a full-time job is paying you Benefits and all these things right? I would just advise against it when it comes to that because you need to make sure that you have something for your older Self your older self is going to thank you take care of your older self At the end of the day, I mean you all you to make sure that you have enough money Don’t just look at what the joneses is doing. Oh, they did it. I can do it Yeah, you can do it. You’re gonna do it right on your job until you see that you’re doing it That’s what we’re going to do I just believe in using wisdom when it comes to money because even the bible says that a man and money money was a fool And money would soon part And so I don’t need you to part with your money i’m gonna need you to keep your money because you used wisdom and you went to the Whoever your creator is and you said do I need to jump off my job yet? Do I really need to move right now? Maybe that person might be your wife or your husband or your children. What’s your why why are you doing what you’re doing? Because if your wife’s not great enough, you know, it’s not going to sustain you Anyway, you can’t just social nothing is about money. It’s about impact. It’s about income. It’s about retirement It’s about really moving from career to calling What are you called to do and I want to help people from a career to calling and live their best life because you have A sense of fulfillment where you’re doing what you know, you’re called to do you can’t go and work Because you know, that’s not what you’re called to do. That’s why you hate That’s not what I was called.
This is not why I was created. This is not why god made me You know what? I mean? So no, that’s what we’re talking about today I love it.
CORWYN:
I love it. So Shateka, again Thank you for being on with us today. Take your time out of your busy schedule to be here now I’m gonna hit a couple of takeaways guys for our listeners. Let me start with legacy guys isn’t Built only on making money. I think you just said that it ain’t about the money It’s built by protecting planning and positioning that money wisely so future generations can benefit It’s about freedom security And attentionality guys, we got to do that got to do that and Shateka final takeaway I have from what i’ve overheard with you today Retirement shouldn’t wait till old age. We ain’t gotta wait till we old We don’t when you structure the financials and the financing and the money and all that stuff early using smart tools protection education You take control of the legacy And you give your family a chance to thrive well beyond your years Shateka. Thank you so much again for being part of the Exit Strategies Radio Show family and for being on the show with us today
SHATEKA:
Thank you for having me. I’m excited to see how we can work together some more.
CORWYN:
Awesome awesome so for our listeners guys, look y’all know how I feel, you know what I say You know, I always put the two of those things together and I give it to you this way Was to tell you that I love you. I love you and we’re gonna see you guys out there in those streets
